Credit Risk
AI-Powered Receivables & Credit Analytics
AI Collection Forecast - Q3 FY26
Projected collections: $18.2M this week
High Risk AR
$4.8M
DWO
42 Days
Days Sales Outstanding
42 Days-3
AR Balance
$98.4M+4.2%
Write-offs
0.12%-0.08
Credit Limit Available
$245M+12%
Overdue Rate
4.8%-1.2
AI Customer Risk Analysis
EnterpriseLow Risk
DSO: 38 days$18M exposed
Mid-MarketMedium Risk
DSO: 44 days$4M exposed
SMBHigh Risk
DSO: 52 days$1.2M exposed
AI AR Aging Analysis
Current69.3%
$68.2Mstable
1-30 Days18.7%
$18.4Mimproving
31-60 Days7.9%
$7.8Mstable
60+ Days4.1%
$4.0Mworsening
AI High-Risk Customers
TechCorp Industrieshigh
68 days overdue$2.4M
Action: Suspend shipments
Global Retail Incmedium
45 days overdue$1.8M
Action: Payment plan discussion
Startup Labslow
32 days overdue$0.6M
Action: Monitor closely
AI Collection Forecast
Week 1$18.2M
Confidence92%
Week 2$12.8M
Confidence88%
Week 3$8.4M
Confidence85%
Week 4$6.2M
Confidence82%
AI Recommendations
highReduce bad debt risk
Suspend TechCorp Industries - 68 days overdue with $2.4M exposure
mediumImprove DSO by 4 days
Renegotiate Global Retail payment terms
lowMore accurate limits
Review SMB credit limits - risk scores outdated
DSO Improved
42 days DSO, 3 days better than last quarter. Strong collections.
High-Risk AR
$4.8M in high-risk AR. TechCorp Industries requires immediate attention.
Credit Capacity
$245M credit limit with only 28% utilized. Room for growth.